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Licensing

Two year license

Individual: Expires 4/30 - odd/even year, depending on line of authority (LHA - even, P & C - odd)
Corporation: Expires 4/30 - odd/even year depending on line of authority (LHA - even, P & C - odd)

One year appointment - Expires every year on 4/30.

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Prelicensing Education

Prelicensing education and testing requriements help ensure a minimum level of knowledge about the products and services that producers offer to the public. In addition, license candidates must understand and comply with the laws and rules that govern insurance. You must meet the following requirements before appliying for a license. Prelicensing Provider Report

Line(s) of Insurance	Course Hours
Life.................................................................................	16
Health and Accident.......................................................	16
Life, Health and Accident................................................	32
Property.........................................................................	32
Casualty.........................................................................	32
Property and Casualty...................................................	32
Personal Lines - Property and Casualty.........................	32
Bail Bonds.......................................................................	8
Title.................................................................................	None

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Examination Fees

Examinations are administered by Thomson Prometric.

Life $50
Health and Accident $50
Life, Health, and Accident $74
Property $50
Casualty $50
Property and Casualty $74
Bail Bond $50
Fidelity and Surety $50
Industrial Fire $50
Surplus Lines $50
Title $50
Vehicle Physical Damage $50
Personal Lines $50

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Licensing Fees

All major lines $75
Surplus Lines $250
All credit limited lines $75
(Credit lines: credit life, credit accident and health and credit property and casualty)
First limited line $75
Each additional limited line $35
EXAMPLES: If someone applies for credit life, health and accident and credit property, the fee would be $150 because all limited credit lines are $75 no matter how many you apply for at a time.

If someone applies for credit life, health and accident, credit property and auto club, the fee would be $225 because there are two different types of lines, two are credit lines and the other is a limited line.

If someone applies for home service and industrial life, health and accident, the fee would be $110 because they are both limited lines.

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Examination Procedures

Producer completes LA Licensing Application and Exam Registration Form and forwards them to Thomson Prometric with correct fees and the Prelicensing Certificate. Thomson Prometric will send written notice to applicant of where exam may be taken and how to schedule exam. Applicant failing exam may reschedule exam by submitting a new application, registration, and fees to Thomson Prometric.

When applicant passes exam, license fee and application is to be forwarded to the Insurance Department by Thomson Prometric. Company appointments and appointment fees need not accompany license application and fees, but producer cannot act as a producer of the company until appointment process is complete. The license card is mailed by the Insurance Department to the mailing address indicated on the application. Renewal will be mailed to the mailing address indicated on the application. Producer is required by law to notify the Insurance Department of any change of address within 10 days of the change.

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Company Appointments

Insurance company is to complete appointment form 1117B - LHA, 1170 - P & C, VA-3. Fee is $20 per appointment. Effective date will be the date received by the Insurance Department. If an appointment disapproved fees will not be refunded.

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Variable Contracts

Producer must hold Life license to have a variable license. Submit a completed application, $75 fee and CRD/U4 status report to the Insurance Department.

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Limited License

Submit completed application with $75 fee for initial line of authority and $35 for each additional line of authority to the Insurance Department.

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Transferring States

There are 6 possible situations where agents move from one state to another state. Examples of the 6 situations are as follows:

(1) A person moving to Louisiana who does not hold a license in another state

• must take pre-licensing education and an examination if they are applying for a line that requires an examination.

(2) A producer who is licensed as a nonresident in Louisiana moving from one state to another state (i.e.: Arizona to Texas) must:

• submit a state-to-state transfer form, letter of certification dated within 30 days if information is not current on PDB, $15.00, and return old license card.

If these requirements are not met within 30 days, the producer will be required to:

• submit a first-time application and $75 per line of authority applying for. If the license is expired then a reinstatement application and appropriate fees are required.

(3) A producer who is licensed as a resident of LA and moves to another state:

• must provide our office with a state-to-state transfer form, letter of certification if information is not current on PDB, $15.00 and return old license card within 30 days. (This will make them a nonresident in Louisiana.)

If these requirements are not met within 30 days, the producer will be required to:

• submit a first-time application and $75 per line of authority applying for. If the license is expired then a reinstatement application and appropriate fees are required.

(4) A producer that is not licensed in Louisiana that moves to Louisiana from a state where they held a license shall provide:

• a first-time application, letter of clearance dated within 90 days of the date they established legal residency and $75.00 per line of authority applying for. (They are exempt from exam and pre-licensing)

If the requirement is not met within the allotted time frame, the producer will be required to:

• take pre-licensing and exam when needed for the line of authority applying for.

(5) A producer that is licensed as a nonresident of Louisiana who changes to a resident Producer of Louisiana must:

• submit a first-time application, letter of clearance dated within 90 days of the date they established legal residency and $75.00 per line of authority applying for. (They are exempt from exam and pre-licensing)

If the requirement is not met within the allotted time frame, the producer will be required to:

• take pre-licensing and exam when needed for the line of authority applying for.

If the requirement is not met within the allotted timeframe, the Producer will be required to:

• take pre-licensing and pass the insurance licensing exam. It does not matter if the license is current or expired.

(6) A producer who previously held a license in Louisiana but never became a licensed non-resident of Louisiana and is within the 5-year reinstatement period must:

• submit a reinstatement form and $100.

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Renewal of License

Beginning with the 2007 renewal period, the Department will not be mailing paper renewals. The Department now has available an electonic on-line renewal system. Resident individual licensees and officers/employees of Resident Producer Agencies can go to the Department of Insurance (DOI) website at www.ldi.state.la.us and utilize the online renewal process found in the NEW INFORMATION area. Non-resident individual Producers may renew online at www.licenseregistry.com A producer that fails to renew a license before the expiration date is entitled to reinstate that license for a period of five years from the expiration date and will be charged a $50 late fee. Producers are responsible for notifying the insurance company of reinstatement of license and request a new appointment.

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Renewal of Company Appointment

Renewal of company appointments is due on or before March 1 of every year. Each Company is sent an invoice and instructions for printing their company renewal list. The entire fee must be submitted. Renewal fee is $20 per appointment. Producers cannot be canceled from renewal list. Renewal lists received after March 1 will be charged a late fee of $10 per appointment.

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Termination of Appointment

A producer license cannot be canceled by company, only appointment. To terminate appointment, complete Company Cancellation Form and submit to the Insurance Department. The date the cancellation is received by the Insurance Department will be the effective date.

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Continuing Education

A list of approved providers and other continuing education information can be found on this website.

Continuing Education requirements shall not be required of a producer sixty-five years of age or older, who has at least fifteen years of experience as a licensed producer and who either is no longer actively engaged in the insurance business as a producer and who is receiving social security benefits, if eligible; or is actively engaged in the insurance business as a producer and who represents or operates through a licensed Louisiana insurer. In order to be considered for this waiver, you must complete Form 65A.

The number of hours to be completed every two years for license renewal is:

Life - 16 hours
Life with P & C - 12 hours
P & C - 24 hours
P & C with Life - 20 hours
Bail Bond - 12 hours

One half of required hours must be classroom attendance. Producers may carry over 10 hours of P & C and 6 hours of Life, Health and Accident. Proof of completion of Continuing Education must be completed by state approved provider and submitted with renewal on Appendix 5.

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Duplicate License

Request for a duplicate license must be submitted in writing with a $15 fee to the Insurance Department.

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Duplicate Photo License

Request for a duplicate photo license must be done by filling out the form to request duplicate photo license. This form may be downloaded from the Thomson Prometric website. Fee for a duplicate photo license is $30.

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Change of Address

Louisiana law requires all producers to notify the Insurance Department of any change of address within ten days using a Change of Address Form. Failure to notify the Insurance Department of address change will be charged $50 address fine. ALL CORRESPONDENCE FROM THE DEPARTMENT WILL BE MAILED TO THE MAILING ADDRESS ON FILE.

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Letter of Certification

THE LOUISIANA DEPARTMENT OF INSURANCE IS PLEASED TO ANNOUNCE THAT EFFECTIVE MARCH 25, 2004 PRODUCERS AND INSURERS MAY NOW PRINT "LETTERS OF CERTIFICATION" ABSOLUTELY FREE VIA OUR WEB SITE!

However, the Department will still continue to accept written requests for paper letters of certification along with the $3.00 fee as we fully understand that some producers may not have access to technology. We have sent out the announcement of the online letter of certification to all other states and have requested that they accept this PDF letter of certification.

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Forms Available

Click here for more forms.
Individual Application
Appointment Form 1117B
Appointment Form 1170
Appointment Form VA-3
Appointment Form AC-3
Corporation Application
Broker Bond Cancellation Form
Change of Address
Change of Record (COR1)

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Acts Governing License Procedures

The following information is found in Act 158:

1132 - Definitions
1133 - License Required
1134 - Exceptions to Licensing
1137 - License
1137C - Renewals
11373 - Continuing Education
1137D - Reinstating License
1137H - Duplicate License
1138 - Nonresident Licensing
11382 - Reciprocity
11383 - Agent For Service
1139 - Exemption From Examination
1140 - Trade Name (DBA)
1141 - Temporary License
1142 - License Denial
1143 - Commissions
1144 - Appointments
11443 - Renewal of Appointments
1145 - Appointment Termination

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More information is available from Thomson Prometric at:

1260 Energy Lane
St. Paul, MN 55108
800-871-6457