The Office of Property and Casualty consolidates the regulation of state and federal
requirements applicable to commercial and personal lines of property and casualty
insurance. This office provides protection to Louisiana consumers and determines
whether enhancements or modifications are necessary to assure continued compliance
and provide the public a forum for addressing major property and casualty issues
facing the state. There are three divisions in operation: Insurance Rating
and Policy Forms Division, Compliance Division, and Louisiana Property
and Casualty Insurance Commission.
Ed O'Brien, Deputy Commissioner
(225) 342-5203
eobrien@ldi.la.gov
Treasure Holliday, Administrative Assistant
(225) 342-5203
tholliday@ldi.la.gov
Insurance Rating and Policy Forms
Division
The Insurance Rating and Policy Forms Division reviews rate and rule filings and
policy form filings to ensure that Louisiana's rates are not excessive, inadequate
or discriminatory and that insurance policies sold and administered in Louisiana
are in compliance with applicable statutes, rules and regulations. Additionally, this division provides information, advice and assistance
to consumers and industry representatives by responding to inquiries and making
public presentations.
Charles Hansberry, Director of Insurance Rating
(225) 342-5213
chansberry@ldi.la.gov
Linda T. Gonzales, Assistant Director of Insurance Rating
(225) 342-9055
ltgonzales@ldi.la.gov
Rachelle Carter, Director of Policy Forms
(225) 219-5093
rcarter@ldi.la.gov
Elayne Santangelo, Assistant Director of Policy Forms
(225) 219-5109
esantangelo@ldi.la.gov
Compliance Division
The Compliance Division monitors the marketing, underwriting, customer service,
and claims handling practices of Property and Casualty insurers and producers doing
business in Louisiana. Additionally, this Division provides information, advice
and assistance to consumers and industry representatives by responding to inquiries,
making public presentations and supplying informational pamphlets and brochures.
Trent Beach, Director of Compliance
(225) 342-0073
tbeach@ldi.la.gov
Neysa Hurst, Assistant Director of Compliance
(225) 342-5455
nhurst@ldi.la.gov
Louisiana Property and
Casualty Insurance Commission
The Louisiana Property and Casualty Insurance Commission will continue the work
of the Council on Automobile Insurance Rates and Enforcement in researching and
studying laws and programs that affect automobile insurance rates, and has also been
charged with researching the availability and affordability of property and casualty
insurance, including, but not limited to, workers' compensation insurance and homeowners
insurance in the state.
Terrell Moss, Director of the Louisiana Property and Casualty Insurance
Commission
(225) 342-7187
(225) 342-5281
tmoss@ldi.la.gov
David Evans, Insurance Specialist Supervisor
(225) 342-4612
devans@ldi.la.gov