Volume 14, Issue 11
  November 2023


Our monthly newsletter addresses consumer insurance topics as well as timely information on issues affecting senior citizens in Louisiana.


To find out if Consumer Advocacy will be in your area or to request a speaker for your organization, call 225- 219-0619 or send an email to: consumeradvocacy@ldi.la.gov.

2024 Open Enrollment Underway

Louisiana Department of Insurance encourages policyholders to take control of their health during this open enrollment period for coverage through the Health Insurance Marketplace. This year’s open enrollment runs Nov. 1, 2023, through Jan. 15, 2024. Now is the time to review available plans and determine which works best for you. Here are a few tips to help you navigate open enrollment:

  • Review a plan’s network for your choice of doctors and hospitals.
  • If you enroll in a plan or make changes to your current plan by Dec.15, coverage will begin Jan. 1, 2024.
  • If you do not choose a plan by the deadline, you must qualify for a Special Enrollment Period to make necessary changes.

If you have questions, call us at 1-800-259-5300. To learn more about what to look for in a health insurance network, click here.



The Louisiana Fortify Homes Program will open its next round of grants to all eligible Louisiana homeowners at noon on Nov. 27. Grants will be awarded on a first-come, first-served basis. The program will provide grants of up to $10,000 for homeowners to repair or replace their roofs to the FORTIFIED Roof™ standard of the Insurance Institute for Business & Home Safety (IBHS).

More information is available at www.ldi.la.gov/fortifyhomes. Those interested in the program are encouraged to review eligibility information and frequently asked questions on the LFHP website to determine whether their home meets the requirements for the program.




Safe Driving

We’re approaching one of the busiest travel seasons of the year with millions hitting the highway this Thanksgiving. According to the National Highway Traffic Safety Administration, if you buckle up in the front seat of a passenger car, you can reduce your risk of moderate to critical injury by 50%. Before you plan your road trip, review your auto insurance policy. Here are a few things to remember if you’re involved in an accident:

  • Report the accident to the police.
  • Write down the other driver’s name and the phone number of auto insurance providers.
  • If possible, take photos of the accident scene.
  • Get a copy of the accident report.
  • Contact your insurance agent or company.

If you have questions about your auto insurance coverage, reach out to your agent or insurance company.


Upcoming Events


Opelousas Elderly Awareness Seminar

Date: November 15
Time: 8 a.m. - 1 p.m.
Location: Yambilee Building
1939 West Landry St., Opelousas




View Louisiana's Open Meetings Law on the legislative website by clicking here.

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Office of Consumer Advocacy
(225) 219-0619 or (800) 259-5300

P.O Box 94214

Baton Rouge, LA 70804-9214