Volume 14, Issue 10
  October 2023


Our monthly newsletter addresses consumer insurance topics as well as timely information on issues affecting senior citizens in Louisiana.


To find out if Consumer Advocacy will be in your area or to request a speaker for your organization, call 225- 219-0619 or send an email to: consumeradvocacy@ldi.la.gov.

Coming Soon: Louisiana Fortify Homes Program

The Louisiana Fortify Homes Program (LFHP) will open its first round of grants for Louisiana Citizens policyholders on October 2 at noon. Homeowners who apply for a grant without having insurance coverage through Louisiana Citizens Property Insurance Corporation will be removed from the offering. Grants will open to all homeowners later this year. The program grants up to $10,000 for homeowners to upgrade their roofs to standards set by the Insurance Institute for Business & Home Safety. Homeowners interested in applying for a grant should review the following eligibility requirements:

  • Homeowners are only eligible for their primary residence and must verify they have a homestead exemption on the property during the application process.
  • Homeowners must provide proof of an active residential insurance policy with wind coverage. If they live in a Special Flood Hazard Area as designated by FEMA, they must also provide proof of a flood insurance policy. Contact your agent if you are unsure whether you have these coverages.
  • New construction homes, condominiums and mobile homes do not qualify.
  • Homes on a foundation constructed of unrestrained stacked masonry or stone (dry-stack foundation) are NOT eligible without an approved retrofit of the foundation.
  • Duplexes and similar structures are eligible if the building is the homeowner's primary residence and if the homeowner can verify the homestead exemption on the property.

Homeowners are urged to visit ldi.la.gov/fortifyhomes to view additional eligibility requirements and to create a profile in the LFHP system. Sign up to receive LFHP updates here.


health document

Medicare Open Enrollment

Medicare Open Enrollment runs October 15 through December 7, and our Senior Health Insurance Information Program (SHIIP) counselors are available to assist beneficiaries. During the enrollment period, you can make changes to your health care coverage. It’s best to review your options and confirm your doctors and pharmacy are a part of a plan’s network. If you’re satisfied with your current plan, there is no need to make changes.

Task Date
    Begin Reviewing and Comparing Plans   
 October 1
 Medicare Open Enrollment Begins
 October 15
 Contact SHIIP for Guidance
 Monday - Friday, 8 a.m. - 4:30 p.m.
 Medicare Open Enrollment Ends
 December 7
 New Coverage Begins
 January 1, 2024


Click here to connect with SHIIP counselors throughout Louisiana. 


Upcoming Events


Medicare Presentation

Date: October 9
Time: 10 a.m. - 12 p.m.
Location: Golden Doors Event Center
2013 Oak Park Blvd., Lake Charles 


Medicare Presentation

Date: October 16
Time: 10 a.m. - 12 p.m.
Location: Callihan's Restaurant
2011 W. Pinhook Rd., Lafayette


Medicare Presentation

Date: October 23
Time: 10 a.m. - 12 p.m.
Location: Opelousas Civic Center
1638 Creswell Lane, Opelousas



View Louisiana's Open Meetings Law on the legislative website by clicking here.

Stay Connected with the LDI

Keep up with tips and news from the LDI, including newsletters, press releases and videos by connecting with us through social media. 

facebook  Like linkedin  Connect twitter  Follow youtube Subscribe


Office of Consumer Advocacy
(225) 219-0619 or (800) 259-5300

P.O Box 94214

Baton Rouge, LA 70804-9214