Volume 13, Issue 1
 January 2022


Our monthly newsletter addresses consumer insurance topics as well as timely information on issues affecting senior citizens in Louisiana.


To find out if Consumer Advocacy will be in your area or to request a speaker for your organization or group, call (225) 219-0619 or send an email to: [email protected]

Insurance 101: Homeowners Insurance

The start of a new year is the perfect time to contact your agent or insurance company to review your policies and confirm you have adequate coverage. Your home may be the most expensive item you will ever purchase and your most valuable investment. Homeowners insurance covers the structure of your home and property as well as liability for injuries to others while they’re on your property. The price of a policy depends on several factors including: the cost to rebuild your home, its age and condition, the coverage and deductible, etc. A higher deductible may save money on your insurance premium. Some companies offer multi-policy discounts if you bundle your insurance policies. Also, keep in mind a homeowners policy does not cover floods; you must buy a separate policy to cover flooding.


annual-checkup tool

Shop Your Rates

The Louisiana Department of Insurance encourages policyholders to shop their insurance rates to ensure your coverage fits your budget. Our online system can help you compare automobile and homeowners insurance rates among companies statewide. The guides will not give you an exact estimate of the cost of your insurance but will show you sample rates and how they vary among companies.



Medicare Advantage Open Enrollment

The Medicare Advantage Open Enrollment period runs January 1 - March 31, 2022. Medicare beneficiaries have an opportunity to change to a different advantage plan, switch to original Medicare or join a separate Medicare drug plan.  Our senior health staff wants to remind beneficiaries you can only make one change during this open enrollment period. Also, any changes you make to your coverage will take effect the first month after the plan receives your request. If you have questions or need assistance, call us at 800-259-5300.

Upcoming Events

There are no scheduled events at this time.

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Office of Consumer Advocacy
(225) 219-0619 or (800) 259-5300

P.O Box 94214

Baton Rouge, LA 70804-9214
[email protected]