January 13, 2023

LIGA Extends Deadline for Former Policyholders to File Suit Against FedNat and Maison

The Louisiana Insurance Guaranty Association (LIGA) has granted a voluntary extension to March 31, 2023, of the deadline by which former FedNat Insurance Company and Maison Insurance Company policyholders are required to institute litigation for first-party property damage claims arising with a Date of Loss within two years of the date of the insolvency (September 28, 2020 or later).

This extension was made to provide an opportunity for policyholders to amicably resolve claims that are outstanding due to the lack of sufficient records from the Receiver, contractor non-availability, supply chain disruptions and similar delays. 

This voluntary extension applies only to existing, reported FedNat and Maison first-party claims for alleged property damages occurring on or after September 28, 2020. It does not apply to claims other than first-party property damage claims, to damages incurred prior to September 28, 2020, or to insolvencies other than FedNat and Maison.

It does not affect the contractual deadline to institute litigation for first party-property damage claims resulting from Hurricane Ida, for which the deadline remains August 29, 2023.

About the Louisiana Department of Insurance: The Louisiana Department of Insurance works to improve competition in the state’s insurance market while assisting individuals and businesses with the information and resources they need to be informed consumers of insurance. As a regulator, the LDI enforces the laws that provide a fair and stable marketplace and makes certain that insurers comply with the laws in place to protect policyholders. You can contact the LDI by calling 1-800-259-5300 or visiting