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Rulemaking Notices - Regulation 102

Rulemaking Notices - Rule 8

Health Rate Filing Search for Individual and Small Group Markets

The Louisiana Department of Insurance (LDI) does not have approval authority over health insurance rates. The LDI reviews proposed health insurance rate filings from health insurance issuers for two purposes:

• To determine compliance with laws
• To determine reasonableness and actuarial justification on proposed rate increases of 10 percent or more for plan years prior to 2019
• To determine reasonableness and actuarial justification on proposed rate increases of 15 percent or more beginning with plan year 2019

Summaries of the rate filings that will impact individual or small group health insurance plans are listed below. If you get your insurance through an employer that has more than 50 eligible employees, your rate increases are not subject to the same review process and will not be posted here. For a consumer guide to health insurance rates, please click here.

Public Filing Online Search

You can find detailed submissions by going to the National Association of Insurance Commissioners System for Electronic Rate and Form Filing Access (SERFF) interface.

You can also submit a public records request for a rate filing by going to http://ldi.la.gov/public-records/.

Rate Filing Summaries

The charts below provide brief summaries of health rate filings that impact health insurance premiums.

If you have questions about a proposed rate increase, you may email healthrates@ldi.la.gov.

Rate Filings of 10% and Above

To sort by column, please click on the column header.

Date Filed	Company	Proposed Rate Change	Implemented Rate
02/07/2020	Humana Health Benefit Plan of Louisiana, Inc. ( Humana, Humana of Louisiana )	13.11%	13.11%	View
05/01/2020	LOUISIANA HEALTH SERVICE & INDEMNITY COMPANY ( Blue Cross/Blue Shield of Louisiana )	21.00%	21.00%	View
06/16/2020	Humana Health Benefit Plan of Louisiana, Inc. ( Humana, Humana of Louisiana )	12.02%	12.59%	View
06/16/2020	HMO LOUISIANA, INC. ( HMO Louisiana )	11.43%	11.43%	View
06/16/2020	LOUISIANA HEALTH SERVICE & INDEMNITY COMPANY ( Blue Cross/Blue Shield of Louisiana )	10.85%	10.85%	View

Rate Filings Below 10%

Date Filed	Company	Proposed Rate Change	Implemented Rate
01/13/2020	UnitedHealthcare Insurance Company	5.74%	5.74%	View
01/13/2020	UnitedHealthcare Insurance Company of the River Valley	-3.41%	-3.41%	View
03/04/2020	UnitedHealthcare Insurance Company	9.75%	9.75%	View
03/17/2020	UnitedHealthcare Insurance Company	1.55%	1.55%	View
06/12/2020	CHRISTUS Health Plan Louisiana	7.50%	7.50%	View
06/16/2020	LOUISIANA HEALTH SERVICE & INDEMNITY COMPANY ( Blue Cross/Blue Shield of Louisiana )	2.86%	2.86%	View
06/16/2020	HMO LOUISIANA, INC. ( HMO Louisiana )	7.84%	7.84%	View
06/16/2020	LOUISIANA HEALTH SERVICE & INDEMNITY COMPANY ( Blue Cross/Blue Shield of Louisiana )	2.76%	2.76%	View
06/16/2020	HMO LOUISIANA, INC. ( HMO Louisiana )	9.95%	9.95%	View
06/16/2020	HMO LOUISIANA, INC. ( HMO Louisiana )	9.20%	9.20%	View
06/16/2020	HMO LOUISIANA, INC. ( HMO Louisiana )	6.75%	6.75%	View
06/16/2020	HMO LOUISIANA, INC. ( HMO Louisiana )	5.16%	5.16%	View
06/16/2020	HMO LOUISIANA, INC. ( HMO Louisiana )	4.14%	4.14%	View
06/16/2020	LOUISIANA HEALTH SERVICE & INDEMNITY COMPANY ( Blue Cross/Blue Shield of Louisiana )	2.44%	2.44%	View
06/16/2020	LOUISIANA HEALTH SERVICE & INDEMNITY COMPANY ( Blue Cross/Blue Shield of Louisiana )	7.00%	7.00%	View
06/16/2020	HMO LOUISIANA, INC. ( HMO Louisiana )	8.01%	8.01%	View
06/16/2020	HMO LOUISIANA, INC. ( HMO Louisiana )	6.41%	6.41%	View
06/16/2020	HMO LOUISIANA, INC. ( HMO Louisiana )	8.45%	8.45%	View
06/17/2020	ALL SAVERS INSURANCE COMPANY	1.63%	1.63%	View
06/17/2020	UnitedHealthcare Insurance Company	0.28%	0.28%	View
06/17/2020	UnitedHealthcare Insurance Company of the River Valley	5.31%	5.31%	View
06/17/2020	UnitedHealthcare of Louisiana, Inc.	5.37%	5.37%	View
06/17/2020	Vantage Health Plan, Inc. ( Making Healthcare Work, Vantage Health Plan, VHP & LOGO )	3.90%	3.90%	View
06/23/2020	UnitedHealthcare Insurance Company	-2.65%	-2.65%	View
10/19/2020	Wellfleet Insurance Company	0.00%	28.50%	View
11/23/2020	AETNA LIFE INSURANCE COMPANY	0.00%		View

LDI Employees 1702 N. Third Street; P.O. Box 94214; Baton Rouge, LA 70802

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