Health Rate Filing Search for Individual and Small Group Markets
The Louisiana Department of Insurance (LDI) does not have approval authority over health insurance rates.
The LDI reviews proposed health insurance rate filings from health insurance issuers for two purposes:
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To determine compliance with laws
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To determine reasonableness and actuarial justification on proposed rate increases of 10 percent or more for plan years prior to 2019
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To determine reasonableness and actuarial justification on proposed rate increases of 15 percent or more beginning with plan year 2019
Summaries of the rate filings that will impact individual or small group health insurance plans are listed below.
If you get your insurance through an employer that has more than 50 eligible employees, your rate increases are not
subject to the same review process and will not be posted here. For a consumer guide to health insurance rates, please
click here.
Public Filing Online Search
You can find detailed submissions by going to the National Association of Insurance Commissioners System for Electronic Rate and Form Filing Access (SERFF) interface.
You can also submit a public records request for a rate filing by going to https://ldi.la.gov/public-records/.
Rate Filing Summaries
The charts below provide brief summaries of health rate filings that impact health insurance premiums.
If you have questions about a proposed rate increase, you may email [email protected].
Year Filed:
Rate Filings of 10% and Above
To sort by column, please click on the column header.
| Date Filed | Company | Proposed Rate Change | Implemented Rate | |
| 06/10/2025 | UnitedHealthcare Insurance Company | | | View |
| 06/10/2025 | Ambetter Health of Louisiana, Inc. ( Ambetter Health ) | | | View |
| 06/11/2025 | HMO LOUISIANA, INC. ( HMO Louisiana ) | | | View |
| 06/11/2025 | LOUISIANA HEALTH SERVICE & INDEMNITY COMPANY ( Blue Cross/Blue Shield of Louisiana ) | | | View |
| 06/11/2025 | UnitedHealthcare of Louisiana, Inc. | | | View |
| 06/11/2025 | UnitedHealthcare Insurance Company | | | View |
| 06/11/2025 | HMO LOUISIANA, INC. ( HMO Louisiana ) | | | View |
Rate Filings Below 10%
Rates under 10% will be posted November 1.
